"Those who wish to control their own lives and move beyond existence as mere consumers—those people ride a bike." —Wolfgang Sachs
Spend enough time on social media in the "cycling" space and it won't be long before someone mentions the "T-word". "You don't pay tax" they'll say. Of course, most of us know that the "road tax" they allude to was abolished in the 1930s by Winston Churchill. What we have now is an emissions tax,... Continue Reading →
Whilst we've talked about the sheer amount of money that is spent each year marketing cars to people, not to mention the realities those ads tend to gloss over, the ads themselves are often designed to sell a lifestyle or to prey on our insecurities. I recently came across a couple of spoof ads that... Continue Reading →
Whilst our 9-minute opus on Ethical Investing may have landed like a balloon made from almonds, it seems as though Mark Carney, the governor of the Bank Of England; François Villeroy de Galhau, the governor of Banque de France; and Frank Elderson, the chair of the Network for Greening the Financial System, were of the same mind.
Sort of...
A little while ago we talked about why nothing seems to change, even in the face of overwhelming evidence to do so. Whilst human behaviour plays a large part in our collective inertia, money arguably makes up much of the rest. Where our money goes inevitably reinforces the direction we take.
Pete Adeney, also known as Mr Money Mustache retired at 30, mostly through a combination of living frugally and by saving money where he could.
We're going to let you in on a little secret. Despite being "Cardiff By Bike", up until 2017 we had been paying off a car loan. Heresy, you may say, but life was very different five years ago and it seemed like a good idea at the time. However, hindsight is a wonderful thing... Living... Continue Reading →
Some time has passed since our Wants vs Needs post, but we've had a bit more time to think about another fundamental reason why nothing ever changes. Unfortunately, a lot of it boils down to money, but perhaps not in the way that you are thinking... Cars are literally everywhere... We've been spending a lot... Continue Reading →
Cardiff By Bike 